How to Upgrade Fidelity bank Account easily (Online & Offline)

Fidelity Bank Plc is a commercial bank in Nigeria. It was founded in 1987 and is licensed by the Central Bank of Nigeria. The bank provides a range of financial services to individuals and businesses, including savings and checking accounts, loans, mortgages, and investment products. Fidelity Bank also offers a variety of digital banking services, including online and mobile banking.

Fidelity Bank is a publicly traded company and is listed on the Nigerian Stock Exchange. The bank has over 500 branches and over 10,000 employees. It is one of the largest banks in Nigeria by total assets.

Upgrading your Fidelity Bank account unlocks a wider range of services, enhanced features, and increased transaction limits, tailoring to your specific needs. While opening a Fidelity Bank account is simple, upgrading allows you to take advantage of these benefits.

This post will delve into how to upgrade fidelity bank account easily online.

Types of Fidelity Bank Accounts

Fidelity Bank offers a variety of accounts to cater to different needs and financial goals. Here are some popular options:

• Savings Accounts: Ideal for everyday banking needs, offering basic features and competitive interest rates.
• Current Accounts: Perfect for active transactions, offering higher withdrawal limits and checkbook access.
• Domiciliary Accounts: Designed for international transactions, allowing you to hold and manage currencies other than Naira.
• High Yield Savings Accounts: Earn higher interest rates on your savings with these specialized accounts.
• Investment Accounts: Invest your funds in various instruments like bonds, equities, and mutual funds for long-term wealth creation.

How to upgrade Fidelity bank account easily (Online & Offline)

Here's How to upgrade Fidelity bank account easily (Online & Offline):

How to upgrade Fidelity bank account easily Online 

Upgrading your account online is the quickest and most convenient option. Here's how:

• Log in to your Fidelity Online Banking account.
• Navigate to the "Account Management" section.
• Select the "Upgrade Account" option.
• Choose the account you want to upgrade to.
• Review the terms and conditions, including applicable fees.
• Click on "Upgrade Now" to confirm the process.

Or click here to start immediately.

How to upgrade Fidelity bank account easily Offline

If you prefer a more personalized approach, you can always visit your nearest Fidelity Bank branch and speak with a customer service representative. They will be happy to guide you through the upgrade process and answer any questions you may have.

Here's what to do:

• Visit your local branch: Locate a Fidelity Bank branch convenient to you and head there during their operating hours.
• Speak with a customer service representative: Inform them of your desire to upgrade your account.
• Provide necessary documentation: Depending on the upgrade, you may need to present additional documents, such as proof of income or business registration.
• Review and sign the upgrade form: Once the representative has reviewed your request, they will provide you with an upgrade form to review and sign.
• Account upgraded!: Upon completion of the process, your account will be upgraded, and you can start enjoying its benefits.

Requirements to Ppgrade Fidelity Bank Account Easily (Online & Offline)

Before you embark on your account upgrade journey, ensure you have gathered the necessary documentation and information.

• Valid Identification: This serves as proof of your identity and can be an international passport, voter's card, national ID card, or driver's license.
• Address Verification: Fidelity Bank might require proof of your current address. Acceptable documents include utility bills (electricity, water) or a recent rent receipt.
• Proof of Income (if applicable): Depending on your chosen account type, you might be required to provide income-related documents like payslips or tax returns.
• Active Account: Ensure your existing Fidelity Bank account is active and in good standing before initiating the upgrade.

By having these documents readily available, you can streamline the upgrade process and enjoy the enhanced benefits of your new account sooner!

FAQS

Can I open a Fidelity Bank account online?

Yes, individuals can conveniently open a Fidelity Bank account online without visiting a branch.

How do I get an OTP for Fidelity Bank?

You can receive a One-Time Password (OTP) for Fidelity Bank through SMS, email, or the mobile app. Initiate a transaction or request one through the appropriate channel, and it will be sent to your registered contact information for authentication. Ensure your contact details are up-to-date.

What is the new code for Fidelity Bank USSD?

The USSD code for Fidelity Bank is *770#. This code allows you to access various banking services using your mobile phone.

What is the maximum amount in a Fidelity savings account?

The current maximum amount for a savings account is N4,000,000.

What are the bank's working hours?

Bank branches typically operate from Monday to Friday, 8:00 AM to 5:00 PM. However, online and mobile banking services are available 24/7.

How do I activate my Fidelity Bank account online?

Sign up or log in to online.fidelitybank.ng, then click on "Do More." Choose "Account Maintenance" and select "Account Reactivation."

What is smart account in Fidelity Bank?

This product provides customers with minimal KYC the convenience of transacting on accounts without restrictions. It is available for Ghanaians only, requiring a minimum opening balance of GHS20 (GHS15 for the cost of the card and GHS5 as the opening balance).

Conclusion

When you upgrade your Fidelity Bank account, you get more financial options. This means you can use a variety of services, enjoy better features, and do bigger transactions. It makes your banking experience better and lets you do more with your money. Feel free to drop your questions.