How To Get Moniepoint Atm Card, Debit Card and Account Number

Moniepoint is a fintech company operating in Nigeria, offering a range of financial services to individuals and businesses. They primarily focus on making financial transactions and access to banking services easier and more convenient, especially for those who might not have easy access to traditional banks.

They offer a mobile money platform where users can store money, send and receive payments, pay bills, and access other financial services, all through their phones. You can get Moniepoint-branded ATM and debit cards for convenient cash withdrawals and cashless transactions.

They also offer small, short-term loans to help individuals meet their financial needs. Moniepoint partners with businesses to act as mini-banks, allowing people to perform basic banking functions without needing to travel to a physical bank branch.

Moniepoint ATM card is a debit card issued by Moniepoint, a Nigerian fintech company specializing in making financial transactions and access to banking services easier and more convenient. 

You can withdraw cash from any ATM that accepts Mastercard or Verve cards (depending on your card type), including those in remote areas where traditional banks might not be present.

You can also use your Moniepoint ATM card to make cashless payments at POS terminals in shops, supermarkets, and other businesses, eliminating the need to carry cash around.

This blog post will delve into how to get moniepoint atm card, debit card and account number.

How To Get Moniepoint Atm Card, Debit Card and Account Number

Step 1: Sign up for an account and log in.

Start by simply creating a business account. After you enter the required information, your specialized business account will be created right away. When you're done, log in to get to your business page. Get to the menu for Cards.

Step 2: Request a Card

Click on the "Add a New Card" button in your business page to start the process. Simply follow the simple directions given. Make sure you have at least N2,000 in your account just for the card. You can wait for your card to arrive; it will be sent right to your door within 48 hours.

Step 3: Activate Card

As soon as you have the card, go to your business page and look for the "Activate Now" button that is linked to the delivered card. You can set your Personal Identification Number (PIN) and card limits to suit your needs. After you do these things, your business debit card is now ready to be used.

With your new debit card, you can start making deals and managing your business's money without any problems. This easy-to-follow process makes sure that getting and starting your business debit card goes quickly and smoothly.

How To Get Moniepoint Account Number

The process of getting your Moniepoint account number is easy, and you have two options:

Method 1: Online

1. Go to your Moniepoint account and log in: Make a free account on their website or app if you haven't already.
2. Then go to "Account Details": This part can be found in the account menu.
3. Your account number will be shown in a big way: Most likely, it will be under "Account Information" or something close.

Method 2: Use the Moniepoint app:

1. Log in to the Moniepoint app: Check that you're signed in to your account.
2. Click on "Profile" to: Most of the time, this is in the settings or bottom menu.
3. Under your general information, you'll see your account number: It should be next to your name and email address.

FAQS

What is a debit card?

A debit card is a plastic card linked directly to your Moniepoint account. It allows you to spend the money you have in your account without carrying cash. 

How long does it take to receive my debit card after applying for it?

Delivery typically takes 3-5 business days, depending on your location. You'll receive a notification once your card is shipped and can track its progress within the app.

Where can I use my Moniepoint Debit Card?

You can use your card anywhere that accepts Mastercard or Verve cards (depending on your card type). This includes:

1. ATMs for cash withdrawals.
2. POS terminals in shops and supermarkets for cashless payments.
3. Online payments on websites and apps that support Verve cards.

How many ATMs accept the Moniepoint Debit Cards?

You can access cash at thousands of ATMs nationwide! 

What do I do if my Moniepoint Debit Card is lost, stolen or misplaced?

1. Block your card through the Moniepoint app or by calling their customer service.
2. Report the incident to the police and obtain a police report.
3. Contact Moniepoint to request a replacement card.

What do I do if I forget my pin?

You can easily reset your PIN through the Moniepoint app. Just follow the "Forgot PIN" instructions.

What is the daily or monthly spending limit on my debit card?

There are no daily or monthly spending limits on your Moniepoint Debit Card. However, certain transactions may have specific limits depending on the merchant or ATM.

Can I use my debit card for online purchases, and is it secured for online transactions?

Yes, you can use your Moniepoint Debit Card to buy things online at sites and apps that work with Verve. Moniepoint uses safe technology and steps to stop fraud to keep your interactions safe. But it's always a good idea to be careful and stay away from websites and deals that seem sketchy.

Can I use my Moniepoint debit card abroad?

Unfortunately, currently, Moniepoint debit cards are not enabled for international transactions. They primarily cater to the Nigerian market and their network and partnerships currently focus on domestic services. 

Does Moniepoint offer any rewards programs or cashback benefits for using their cards?

Moniepoint does not currently offer any formal rewards programs or cashback benefits for using their debit cards. This may change in the future, but for now, the main benefit of using a Moniepoint debit card is the convenience of cashless transactions and access to your funds within Nigeria.

Conclusion

Moniepoint is more than just a company; it's a bridge between traditional banking and convenient, accessible financial services for Nigerians. From their large network of branch banking agents to their flexible debit and expense cards, they make it easy for people and businesses to handle their money.