How to Block Loan App Calls on Your iPhone and Android Phones

The aggressive marketing practices that loan apps employ can become a significant annoyance, despite the fact that they might be a quick and easy way to gain access to funds. Phone calls from loan applications can be annoying, irritating, and even embarrassing at times. 

They have the potential to make your workplace more difficult, to disrupt critical conversations, and even to expose your personal information in a manner that you didn't intend. Furthermore, some loan applications engage in unethical methods, such as threatening or harassing borrowers, which makes it even more important to exercise control over the communication on your mobile device.

The purpose of this blog is to provide information on how to block loan app calls on your iPhone and Android phone in the event that you find yourself in a position where the loan applications bombard you with calls and texts.

Why Are Loan Apps Calling You?

It's no secret that loan apps are aggressively marketing their services. They do this through various channels, including phone calls. While some calls might be legitimate, others can be intrusive and harassing.

Here are some reasons why loan apps might be calling you:

• Marketing: They may be trying to promote their latest loan products and offers.
• Debt collection: If you have an outstanding loan with a particular app, they may be calling you to collect the payment.
• Scams: Unfortunately, there are also fraudulent loan apps that use deceptive tactics to exploit borrowers. They may call you to pressure you into taking a loan or steal your personal information.

How to Block Loan App Calls on Your iPhone and Android Phones

How to Block Loan App Calls on Your iPhone 

To prevent annoying calls from loan apps on your iPhone (iOS), follow these steps:

Identify the Calling Loan App: First, determine which loan app is responsible for the calls. Check your recent call history or voicemail to find the recurring number.

Use the Built-In Call Blocking Feature: iPhone provides an effective call blocking feature. Here’s how to use it:

• Open the Phone app.
• Navigate to recent calls or voicemail with the loan app’s number.
• Tap the “i” icon next to the number.
• Scroll down and select “Block this Caller.”
• Confirm by tapping “Block Contact.”
• Congratulations! Calls from that specific loan app are successfully blocked.

Enable the "Silence Unknown Callers" features

If the loan app uses different numbers, consider enabling the “Silence Unknown Callers” feature:

• Open Settings on your iPhone.
• Scroll and tap “Phone.”
• Toggle on “Silence Unknown Callers.”
• Now, calls from unknown numbers, including the loan app, will be silenced, allowing only recognized contacts to ring your phone.

Report and Block:

For persistent or harassing calls, take additional steps:

• Report the issue to your cellular network for possible assistance.
• Consider reporting the loan app to relevant authorities if the calls persist.

How to Block Loan App Calls on Your Android Phones

Find the annoying phone number: First, figure out which number is making the noise. 

Use the built-in tool to block calls: Tap on the "Recents" tab in the Phone app. First, tap on the loan app number. Then, tap on the "i" button. Tap "Block number" at the bottom of the page.

Use the "Do Not Disturb" mode to block all calls and messages except the ones you want to hear. You can change "Do Not Disturb" so that only certain people or groups can call you. Go to Settings > Sound > Do Not Disturb to get to it.

Download a call blocking app. The Google Play Store has a lot of free and paid call blocking apps, just like the Apple App Store. These apps have a lot of the same features and functions as their iOS versions. Call-blocking apps, such as Truecaller, Hiya, etc. can help you find and stop annoying calls, even from loan apps. Get one of these apps, set it up the way it tells you to, and then you can handle your calls.

Report and Stay Up to Date: If the loan app calls keep coming or start to bother you, do the following:

• Tell your cell phone service provider: Talk to your cell phone service company about the problem. They might be able to give you more information or answers to help you deal with these annoying calls better.
• Consider Reporting to Relevant Authorities: If the problem persists, consider reporting the loan app to the appropriate authorities. This step can help address the issue at its source and protect others from similar nuisances.

FAQS

What are loan apps?

Loan apps are mobile applications that allow users to apply for and receive quick loans. They are often targeted towards individuals with limited access to traditional banking services.

Why do loan apps call me?

Loan apps call for various reasons, including marketing their services, collecting outstanding debts, or even scamming users.

Is it safe to use loan apps?

The safety of using loan apps depends on the specific app and its practices. It's crucial to research and choose reputable apps with transparent terms and conditions.

What if I accidentally block a legitimate number?

You can easily unblock any number you've mistakenly blocked. On both iPhones and Androids, simply navigate to the blocked contacts list within your phone's settings and remove the desired number.

Will blocking loan app calls prevent them from contacting me through other channels?

Blocking calls will only affect communication through phone calls. Loan apps might still contact you via email or SMS depending on the permissions you granted during installation. To prevent this, you can unsubscribe from their mailing lists and block their email addresses or phone numbers on your messaging app.

What if I need to contact the loan app in the future?

Even if you block their calls, you can still contact most loan apps through their website or email address. These channels usually offer an alternative way to reach their customer service or get information about your loan account.

Conclusion

You can take control of your online free space and block unwanted loan app calls whether you have an iPhone or an Android. If you follow the steps in this guide, you'll be able to stop those annoying calls and get your peace back.