Is Aella Credit Loan legit? How to Apply, interest rate, App Download, customer care contacts

Financial emergencies can strike at any time. Whether it's an unexpected medical bill, a sudden car repair, or simply making ends meet during tough times, having access to quick and reliable financial assistance can be a lifesaver. That's where Aella Credit comes in.

Aella Credit is a Nigerian-based fintech company that provides quick and easy access to personal loans to individuals and businesses. They offer a range of loan options to suit different needs, with flexible repayment plans and competitive interest rates. But with so many online lenders out there, it's natural to wonder if Aella Credit is legit.

This post will answer this question, Is Aella Credit Loan legit? How to Apply,  interest rate, App Download, customer care contacts.

Is Aella Credit Loan legit? 

Yes, Aella Credit is a legit and registered company in Nigeria. They are licensed by the Central Bank of Nigeria (CBN) and operate under strict regulatory guidelines. They have also been featured in several reputable publications, such as TechCabal and TechCrunch.

Aella Credit has a strong track record of providing reliable financial services to Nigerians. They have served over 2 million customers and disbursed over N100 billion in loans. They have also received positive reviews from their customers, with an average rating of 4.5 stars on the Google Play Store.

How to Apply

The first step towards securing an Aella Credit loan is to download and install their user-friendly mobile application. Visit the Google Play Store or Apple App Store, depending on your device's compatibility. Search for "Aella Credit App" and tap on it. Once you've reviewed the user reviews and are satisfied, proceed to download and install the app.

Launch the Aella Credit app and click on the "Sign Up" button. You'll be prompted to provide basic information such as your name, phone number, and email address. Create a strong and memorable password to secure your account.

After creating your account, you'll need to complete your profile by providing additional details. This includes your date of birth, residential address, employment status, and income information. Aella Credit safeguards your personal information with utmost confidentiality.

The next step involves assessing your eligibility for an Aella Credit loan. The company employs advanced algorithms to evaluate your creditworthiness based on the information you've provided. If you meet their criteria, you'll be notified of the loan amount you qualify for.

Once you know the maximum loan amount you can borrow, choose the loan amount and repayment duration that align with your needs. Remember to borrow responsibly, only what you can comfortably repay.

With your loan amount and duration selected, carefully review your application to ensure all the information is accurate and up-to-date. If everything is in order, submit your application for review.

Following the submission of your loan application, the Aella Credit team will meticulously review it. You'll receive a notification informing you whether your application has been approved or not.

If approved, the approved loan amount will be swiftly disbursed directly into your registered bank account within a short period, within 5 minutes.

Interest Rate and Repayment

Aella Credit offers loans ranging from N2,000 to N1,000,000 with flexible repayment terms of up to 3 months. Interest rates are competitive, ranging from 6% to 20%. Additionally, there are no late or rollover fees, making Aella Credit a financially responsible choice.

Ensuring timely repayments for your Aella Credit loan is of utmost importance, and it should be a top priority after receiving the loan. The repayment process is designed to be simple and convenient, allowing you to make payments without any hassle. Simply log in to your Aella Credit account, navigate to the repayment section, and follow the provided prompts to easily repay your loan.

App Download

You can download the Aella Credit app from the Google Play Store or the Apple App Store. The app allows you to apply for loans, manage your account, and track your loan repayments.

Customer Care Contacts

Aella Credit provides multiple channels for customers to easily reach out for assistance. To contact Aella Credit customer care today, consider the following options:

Email Contact

The most reliable way to swiftly connect with Aella Credit customer care is through email. Reach out to them at "[email protected]."  

Aella Credit Website

Visit the official Aella Credit website and head to the "Support" section. There, you'll discover various customer care contact details.

Aella Credit App

If you've already installed the Aella Credit app, check within the app itself for customer care contacts. Look for a "Support" option in the menu, where you'll likely find avenues to contact the customer support team via email or chat.

Requirements

To be eligible for an Aella Credit loan, you must meet the following requirements:

• You must have a verifiable source of income to demonstrate your ability to repay the loan.
• You must possess a smartphone that allows you to download and use the Aella Credit mobile app.
• You must have an active bank account linked to your Bank Verification Number (BVN) to facilitate loan disbursement and repayments.
• You must have a positive credit history, indicating a responsible borrowing record and a low risk of default.
• You must maintain a good credit score, reflecting your financial reliability and creditworthiness.

FAQS

How do I contact Aella credit customer care?

Currently, phone and in-person customer support services are not available. To seek assistance, please use the messaging feature within the app at your convenience. Alternatively, you can reach out via email to [email protected], providing your name, email address, and a detailed description of the issue you need assistance with. 

What is the interest rate for Aella loans?

Aella Credit offers loans ranging from N2,000 to N1,000,000 with flexible repayment terms of up to 3 months. Interest rates are competitive, ranging from 6% to 20%

How does Aella loan app work?

The Aella credit loan app is a straightforward and user-friendly platform that allows you to apply for, manage, and repay your loans seamlessly. Install the Aella app on your Android or iOS device. Complete the account creation process by accurately filling in all the required fields. After this step, assess your eligibility and borrow the amount that suits your needs.

Is Aella credit loan legit?

Yes, Aella Credit is a legit and registered company in Nigeria. They are licensed by the Central Bank of Nigeria (CBN) and operate under strict regulatory guidelines.

Conclusion

Aella Credit is a legit and reputable company that provides quick and easy access to personal loans to Nigerians. They offer competitive interest rates, flexible repayment plans, and a hassle-free application process.

If you are in need of financial assistance, Aella Credit is a great option to consider. They can help you get the money you need when you need it most.