Transfer Code for Sterling Bank: USSD Code for Sterling Bank Transfers, Airtime Purchase, Checking Account Balance and Loans

Are you a customer of Sterling Bank and wondering how to transfer funds using their USSD code? If yes, then you've come to the right place. Sterling Bank offers a user-friendly and convenient transfer code that allows you to send money, check your account balance, and perform other transactions with just a few taps on your phone.

In this blog post, we'll walk you through everything you need to know about the transfer code for Sterling Bank.

What is the Sterling Bank Transfer Code?

The Sterling Bank transfer code is a USSD code that allows you to perform various banking transactions from your mobile phone. With this code, you can transfer funds to any bank in Nigeria, pay bills, buy airtime, and check your account balance. The code is easy to use and accessible to all Sterling Bank customers.

What Are the Benefits of Using Sterling Bank Transfer Code?

There are several benefits of using the Sterling Bank transfer code, including:

●        Convenience: You can perform various banking transactions from your mobile phone, without visiting the bank or using an ATM.

●        Speed: The transfer code allows you to send money and perform other transactions quickly and easily.

●        Accessibility: The service is available 24/7, and you can use it from anywhere.

●        Security: The transfer code is secure and requires your 4-digit PIN to authorize any transaction.

Requirements for Activating Sterling Bank's USSD Code

Before you may use the Sterling bank USSD code, you must first activate it on your mobile phone.

●        Have a Sterling bank account that is active

●        Register with or without a debit card from an ATM.

●        Use the mobile phone number associated with your bank account to purchase airtime on your mobile network. MTN, Glo, Airtel, or 9 Mobile are all viable options.

●        After then, dial *822# to activate USSD banking.

How to Register for Sterling Bank Transfer Code?

Before you can start using the Sterling Bank transfer code, you need to register for the service.

The following are the steps needed to activate the Sterling Bank USSD code:

●        Dial *822# on your mobile phone.

●        Enter your Sterling Bank account number.

●        Follow the prompts to create a 4-digit PIN.

●        Confirm the PIN to complete the registration.

●        Once you have registered for the service, you can start using the transfer code to perform various transactions.

How to Transfer Funds Using Sterling Bank Transfer Code?

Transferring funds using the Sterling Bank transfer code is quick and straightforward. Follow these steps:

●        Dial *822# on your mobile phone

●        Select "Transfer"

●        Enter the recipient's bank account number

●        Select the recipient's bank name

●        Enter the amount you want to transfer

●        Confirm the transaction by entering your 4-digit PIN

●        You will receive a confirmation message on your phone once the transaction is successful.

How to Check Your Sterling Bank Account Balance Using the Transfer Code?

To check your account balance using the Sterling Bank transfer code, follow these steps:

●        Dial *822# on your mobile phone

●        Select "Balance Enquiry"

●        Enter your 4-digit PIN

●        Your account balance will be displayed on your phone screen.

How to Buy Airtime Using a  Sterling Bank Transfer Code

You can also use the Sterling Bank transfer code to buy airtime for yourself or someone else. Follow these steps:

●        Dial *822# on your mobile phone.

●        Select "Airtime Purchase."

●        Select whether you want to buy for yourself or someone else.

●        Enter the phone number you want to buy airtime for

●        Enter the amount of airtime you want to buy

●        Confirm the transaction by entering your 4-digit PIN

●        The airtime will be credited to the phone number you entered.

How to Pay Bills Using Sterling Bank Transfer Code?

With the Sterling Bank transfer code, you can also pay bills conveniently from your phone. Follow these steps:

●        Dial *822# on your mobile phone.

●        Select "Bills Payment"

●        Select the type of bill you want to pay.

●        Enter the necessary details, such as the biller code and the amount to pay.

●        Confirm the transaction by entering your 4-digit PIN

●        The bill payment will be processed, and you will receive a confirmation message on your phone.

What Are the Transaction Limits for the Sterling Bank Transfer Code?

Sterling Bank has set transaction limits for using the transfer code. Here are the details:

●        Daily transfer limit: N100,000

●        Daily airtime purchase limit: N20,000

●        Daily bill payment limit: N50,000

●        You can't perform any transaction above these limits using the transfer code. However, you can always visit the bank or use the ATM to perform larger transactions.

How to Reset Your Sterling Bank Transfer Code PIN?

If you forget your Sterling Bank transfer code PIN, you can reset it by following these steps:

●        Dial *822#

●        Select "Change PIN"

●        Enter your current PIN

●        Enter your new PIN

●        Confirm the new PIN

●        Your PIN will be changed, and you can start using the service again.

The complete list of USSD codes for Sterling Bank

●        Check Balance - *822*6#

●        Transfer to Sterling Bank/Other Banks - *822*Amount*AccountNumber#

●        Airtime Top-Up for Self - *822*AMOUNT#

●        Airtime Top-Up for Others - *822*AMOUNT*Phone Number#

●        Pay Bills - *822*2#

●        Cardless Withdrawal - *822*42#

●        Open Account - *822*7#

●        Check Account Number - *822*8#

●        Card Management - *822*19#

●        Pay Merchant - *822*28*AMOUNT*MERCHANT CODE#

●        LCC Toll Payment  - *822*15#

●        Retrieve BVN - *565*0#

FAQs

How do I know if my transaction was successful?

You will receive a confirmation message on your phone once the transaction is successful.

Can I transfer funds to a non-Sterling Bank account using the transfer code?

Yes, you can transfer funds to any bank in Nigeria using the transfer code.

How many times can I change my transfer code PIN?

There's no limit to how many times you can change your PIN.

Can I use the transfer code if I'm not a Sterling Bank customer?

No, you must have a Sterling Bank account to use the transfer code.

How Much is the Network Fee to Activate Sterling USSD?

When you activate the Sterling bank USSD number *822# and use it for all banking operations, the mobile network (MTN, GLO, Airtel, or 9Mobile) will charge you 6.98 Naira.

How do I check my Sterling Bank account balance with USSD code?

Dial *822*6# or *822# and then 6 when the network displays a choice of options to check your Sterling bank account balance.

To confirm your request, enter the last four digits of your MasterCard number or your USSD banking PIN. 

Conclusion

The Sterling Bank transfer code is a convenient and easy way to perform various banking transactions from your mobile phone. With this service, you can transfer funds, check your account balance, buy airtime, pay bills, and much more. It's secure, accessible, and cost-effective. If you're a Sterling Bank customer, we highly recommend using this service to simplify your banking experience.